Lukas
Likes Dirt
well injuries yes (but maybe), for example Allianz CTP conditions are pretty clear: "Compensation may be reduced for victims who ignore certain basic road rules" (and one of the road rules is: cyclist must wear helmet)Huh? What insurance company?
Your injuries will be covered by third party insurance today if you are injured in a traffic accident regardless of helmet or not.
also there is no income loss compensation in case you will be out of work for example 6 months.
I'm not sure if you will get any lumpsum (for example from BV) if they will find out you didnt have helmet on.