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No need to select Racing cover with Velosure - its an automatic inclusion - however unless they have changed their rating structure they do not cover under 18's

It can also come down to the excess applied at the time of claiming. Some insurers are charging racing and carbon excesses in addition to the standard excess (eg. Standard Excess might be $100 but if you are racing add another $500 and if its a carbon bike, add yet another $500 or 10% of...

other options if you don't want to move your home & contents insurance are: Real Bike Insurance http://www.realinsurance.com.au/bike Velosure http://www.velosure.com.au Cyclesmart http://www.swanninsurance.com/products/cyclesmart there is another mob I here that are starting up but they...

Hey Cypher, thanks for letting me tag along on Saturday. Had a great, if exhausting, ride! And it was wonderful to meet you all. Thanks for posting the pics, hope to see you on the trails soon.

Hi All, recieved the email below and wanted to pass it on: "Hi I am getting in touch to let you know about a brand new MTB magazine that was launched last week. IMBIKEMAG is a fresh new FREE magazine aimed at the regular weekend rider, the first issue is packed full of articles, videos...

http://www.scenicrimadventurepark.com.au/

i could be wrong but I am thinking that stage 1 starts today?? can anyone clarify this?

Yeah, I would not trust internet forums either - especially when idiots like you decide its time to comment on things that you know absolutely nothing about. Considering that real bike insurance commenced operation during the 2009 TDF I am trying to figure out how you would know whether or...

also look out for the applicable excesses - are higher excesses charged for racing or carbon?

haven't tried them myself but a few gfs swear by them - made by www.numetrex.com/ and distributed in Australia by http://sportspeak.net/

Custom ATV supplier in Australia - http://rootsracing.com.au/ - occassionally has second hand bikes - web design is pretty poor but the guy is more than helpful over the phone

this is fantastic - i have had a lot of enquiries at work about this type of cover - i love having somewhere to refer them to!

Check your insurers' wording - are your bikes covered when you are riding them? You have stated the obvious difference there. Sure cyclecover may have been the cheaper, more appropriate option for you as it seems you don't need racing cover but you cannot compare the cover on price alone...

and that's why we have insurance

Are Hans Rey and Steve Peat mad? http://www.environmentalgraffiti.com/featured/most-terrifying-mountain-biking-trail-on-earth/8975 Found this link whilst tweeting. (apologies is posted previously - I did search) Not sure if this is something I would attempt but sure looks like fun!

Velosure are currently undergoing a revamp of their policy to include exactly what you are asking for. I am unsure of the release date (expect end July at this stage) but Velosure will be contacting all existing clients to offer this extension of cover once the new wording is finalised...

most sincere sympathies to you Jordan and to sara's family at this tragic time. she will be missed.

there are a couple of insurers out there that will be able to sort you out - you can try: Velosurehttp://www.velosure.com.au; CycleSmarthttp://www.swanninsurance.com/products/bike; or CycleCoverhttp://www.cyclecover.com.au/

What an excellent & useful idea Rubikat - I find it is often difficult to know exactly what information you need especially if you are not mechanically oriented or its the beginning of your love affair with mtb

thanks for your comments Indica - obviously you had something helpful to contribute to this thread.