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Thanks for the tip, will check out my super fund. Ooof 6-8 wks sucks, maybe I should look at putting the money away like you say, so far the couple of quotes I've had that declined to offer cover were in the $3-4k a year range, I like riding my MTB but I'm not sure I like that much. Thanks...

Hey folks, not sure if this the right place or it warrants a new thread but I'll give it a go anyway. Any tradies here with income protection insurance? So far I've been declined insurance by Noble Oak and AAMI because I ride an MTB, can get hit by a truck on a roadie and be covered just fine...