* runs off to double check Allianz home contents PDS….
It covers my road bike that I listed as a portable item for loss or damage caused by theft or accident anywhere in the world. The roadie is my commuter so I’ve sort of been hoping it will get pinched from the basement cage at work…
But my mountain bikes I just have covered for theft from the house - they never leave my side when I’m out riding them, so save the premium hike for listing them as portable contents.
So in short there are two ways you can cover them under home contents - one gets you a new bike if you fuck it up, the other doesn’t.
@moorey this is all legit - there is a significant premium hike to cover it as a portable contents item, so you can claim on it and sleep soundly.