Mr Crudley
Wheel size expert
Agreed value is the way to go if the premium isn't too much more. I usually bump it up a bit to what I think a replacement would be.That’s the reason I went agreed value on the Alfa… Shannon’s were the only one that would entertain the idea I’d want an agreed value over the “market value” and let me set it at what it would actually cost to replace it.
But still annoyed GIO refused to cover the car after I moved to Taswegia - I had lifetime new for old on that so could let it just insure for whatever the market value was and I’d still get a new one if it got wrecked.
Gee, what is up with GIO and Tasmania?
Although I don't drive that car enough as before now with WFH. It is slowly going to turn into a relatively low km's unicorn not from good planning on my part either. Some spotty teenager in 2030 will be dying to pry it away its stock JDM glory from an even more crusty old me