Yeah that's my excess too. House contents is about $350 including the imac, Kirsty's rather extensive designer clothes collections and about $15K of listed bikes including the $3K roadie as a portable item. Seems reasonable.
Depends how big you are
That's just Allianz.
He had his lock hanging off the wire grating of the cage. I hadn't noticed it, not that I think id have cared anyway - there are random locks hanging off stuff all over the place. He should have just retrieved his lock and used it elsewhere.
This is where I struggled when looking into cover, everyone I spoke to had great cover for their bikes but when I went and actually looked the quotes I got came no where near the described cover. The below is online from Allianz and the portable cover was a max of 2k per item. The household cover is only 55k and the specific items are 20k as you mentioned those in your previous post. This is lower than I'm covered for but over twice my yearly premium primarily for the bike cover at work.
That's weird, I'm in for nearer to 70K bikes and house contents included. Id say maybe im in a less dodgy neighbourhood, but narrabundah is pretty sketchy!!
Mine are listed under the contents but covered away from home as well - not portable item coverage - I am covered for all scenarios except if I am actually riding it when damage or theft occurs. A lot of people don’t realise if you don’t list your bikes they are covered as sporting goods inside the home and will have a limit of around 1 k per item if fire or theft occurs in the home.
You are of course correct, that was poorly worded. Pants everday except Wednesday.
Yep, when I worked on European cars in the 90's, the brand-new cars were always the cars that people keyed in city carparks. Some people are just pure arseholes with no life.
May as well do a "Step Brothers" and wipe your sweaty ball sack all over your bike too.
