DeBloot
Feeling old
I hope the 40-50% of your income saved is not wasting away in a savings account
You need to make the money you save work harder so you don't have to
If you choose a low cost investment such as indexed funds (for example) you will ride the highs and lows, but will be in a long term upward trend
As far as housing goes, Queensland sounds like the winner to me
I think housing here is still great value for money (relative to other states) and the climate suits you
If you're game you can pick up a nice house and land package for around 500K in South East Qld
This would include 4 bedrooms for your future family, and not much yard so you can spend your spare time recreating
The most important thing is not to overspend on your home and know that interest rates will rise eventually
You need to make the money you save work harder so you don't have to
If you choose a low cost investment such as indexed funds (for example) you will ride the highs and lows, but will be in a long term upward trend
As far as housing goes, Queensland sounds like the winner to me
I think housing here is still great value for money (relative to other states) and the climate suits you
If you're game you can pick up a nice house and land package for around 500K in South East Qld
This would include 4 bedrooms for your future family, and not much yard so you can spend your spare time recreating
The most important thing is not to overspend on your home and know that interest rates will rise eventually