You can get the BUPA 15% discount with a basic membership. Join for a month and cancel before first payment. Discount sorted. Or maybe just compare them to your current health insurer and make the change
Interesting - our cover is perfect for us but doing the old join and leave before payment trick could be useful
It’s a touch over your budget, but check out the Craftworks ENR.
Familiar with Craftworks and rode some of the early DH bikes they had via mates who bought them... it is as you state though a little out of my budget.
Nice to see they are still kicking about though.
Gotta admit though I am leaning heavily towards the Meta 4.2 essential as it has one of the best kits on a bike that price that I have found so far... doing some more digging as got another week or so before I will need to decide